Unlimited 1.5% cash back on all purchases
$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening
No annual fee
0% introductory APR for 18 billing cycles on purchases and any balance transfers made in the first 60 days, then a variable APR, currently 18.24% - 28.24%
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Discover the potential of the Bank of America Unlimited Cash Rewards Credit Card, designed specifically for consumers in the United States seeking to optimize their spending.
This card offers an attractive unlimited 1.5% cash back on all purchases, effectively turning every dollar spent into future savings.
Without any annual fee, it’s a straightforward and convenient way to earn rewards on daily expenses.
This credit card empowers you to tread the financial waters with confidence and efficiency, allowing you to build value effortlessly.
With the Bank of America Unlimited Cash Rewards Credit Card, you earn 1.5% cash back each time you make a purchase.
Imagine buying groceries, dining out, or even filling up your gas tank, and knowing that 1.5% of what you spend will return to your pocket in cash rewards.
Unlike cards that limit rewards to specific categories, this card offers the freedom to earn cash back on every purchase.
It's a simple, straightforward way to maximize your spending effortlessly.
As a new cardholder, you can enjoy a generous welcome offer of $200 in online cash rewards.
To qualify, simply spend $1,000 within the first 90 days after opening your account.
This opportunity offers a significant return on your initial purchases, effectively reducing your spending.
Whether you're planning a big purchase or just covering everyday expenses, reaching this milestone can be easier than you think.
It's a valuable head start on earning rewards with this card.
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The Bank of America Unlimited Cash Rewards Credit Card includes a no annual fee benefit, meaning as a cardholder, you won’t incur an annual charge simply for having the card.
This benefit is particularly advantageous for those who are budget-conscious or looking to maximize savings, as it helps you avoid additional yearly expenses.
It allows you to maintain the card without worrying about offsetting a fixed fee, thus letting you enjoy the rewards and features uninterrupted.
This credit card offers a 0% introductory APR for 18 billing cycles on purchases and balance transfers made in the first 60 days, making it easier to plan large expenses.
For instance, if you want to do some home improvements or consolidate existing debt, this benefit helps you spread out payments over time without initial interest charges.
After the introductory period, a variable APR between 18.24% - 28.24% applies, depending on your creditworthiness, so planning is key.
Linda Carter is a writer and expert known for producing clear, engaging, and easy-to-understand content. With solid experience guiding people in achieving their goals, she shares valuable insights and practical guidance. Her mission is to support readers in making informed choices and achieving significant progress.